Owning a tree care company can come with its stress and hard work. One of the more stressful aspects is having an employee get injured while on the job. Unfortunately, one of the downsides to the tree care industry is it is more prone to accidents and injuries. Protecting yourself, your company, and your employees should be your main concern.
When an employee has an accident, your first response is to get that employee the medical care they need. When it turns out that employee will be off the job for an extended period of time due to their injury, workers comp comes into play.
Having the right worker’s compensation plan in place will ensure that not only is your employee taken care of, but your business is also protected. With that in mind, we have outlined below a few ways to make sure that, in the case of an emergency, everyone will be protected.
Workers Compensation Communication
When an employee is hurt on the job, having a communication plan in place is key. A workers compensation communication plan will ensure that everyone knows what is happening. This will also allow the employee to feel they are valued. A few things that should be included are:
- Contact Information– Contact information for employees, insurance, business owners, HR departments, and medical facilities, etc should be available.
- Itinerary- If you, or the employee, is going to be away there should be an itinerary available for any communication.
- Alternative Communication- many business owners have a portal where employees can speak with their employer. Having an email or text message system can also help open the lines of communication.
Outcome-Based Healthcare Networks
According to the TCIA (Tree Care Industry Association), outcome-based healthcare networks have gained in popularity in the tree care field. An OBHN will provide an injured employee with the best medical treatment while he/she is injured.
This healthcare system is based on the concept of giving top healthcare while an employee is recovering from their injury. This will allow them to recover well, and be restored to work. This program also keeps the worker’s compensation costs low.
Generally, an OBHN is set up by the insurance provider. They can be tricky to navigate and set up, but they are well worth the time invested!
Early Return To Work Plans
An early return to work plan is just as it sounds! It is designed to get the injured employee back to work! Research has actually shown that a return investment anywhere between $3 and $10 is gained for every $1 that is spent on these plans.
Early return to work programs help workers get back into the workforce before they are technically medically able to do so. Usually, an employee will return to work on light duty or half capacity duty.
ERTW plans will also offer resources that the employee and business can take advantage of. For example, they may offer a job modification fund, a risk management specialist, and a safety consultant who can help reduce the risk of further injuries.
The best way to be prepared is to do your research and reach out to professionals. There are many resources available to help you determine what is the best workers compensation plan for your tree care company.
Don’t let an injury stand in the way; make sure both you and your employee are covered today!
My name is Mike Gurung, Founder and CEO of a tree care marketing agency and author of the book “Power of Web Marketing”. Our team is passionate about helping tree service business increase their sales & grow their revenues by more effectively marketing online via SEO, Google Maps Optimization, Social Media, eMail Marketing, Paid Search and other Online Marketing channels.